Study: 1 in 8 Drivers Uninsured in 2015
When uninsured drivers are at fault in a crash, insured drivers and insurance companies often pay for the physical damage and health costs. A new study from the Insurance Research Council (IRC) and The Hanover Insurance Group Inc. found that even though 49 states require drivers to carry auto insurance, 13 percent of all U.S. drivers were uninsured in 2015, up from 12.3 percent in 2010 after a seven-year decline.
The IRC study found that the numbers of uninsured motorists varied between states, ranging anywhere from 4.5 percent to 26.7 percent. Florida, Mississippi, New Mexico, Michigan, and Tennessee were the top five states with uninsured motorists, while North Carolina, Massachusetts, New York, and Maine had the least.