Florida Residents Urged to Buy Flood Insurance

Florida has more NFIP policies in force than any other state.
July 21, 2019

The Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program (NFIP) has paid more than $1 billion toward 21,949 flood insurance claims from policyholders whose properties were flooded during Hurricane Irma nearly two years ago.

Florida has more NFIP policies in force than any other state, but officials continue to urge Florida homeowners, renters, and business owners to contact their insurance agent and insure their properties from flooding. This is because those who manage risk through insurance recover faster and more fully after a disaster.

“One of the most important steps you can take to prepare for hurricane season is to buy flood insurance,” said Federal Coordinating Officer Gary Stanley, the FEMA official in charge of Florida's Hurricane Irma recovery efforts. “Homeowners insurance does not cover losses from flooding, so don’t wait, purchase flood insurance today. A policy typically takes 30 days to go into effect, so when the next storm is on its way, it could be too late.”

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