Louisiana DOI Corrects Misinformation About COVID and Life Insurance

The rumors are untrue.
April 21, 2021

The Louisiana Department of Insurance urges the public to beware of misinformation circulating on social media sites claiming that receiving a COVID-19 vaccination would result in the death benefit not being paid on existing life insurance policies or would result in an individual not being able to obtain new life insurance. Other rumors suggest that life insurance policies do not cover death due to COVID-19. This information is false.

“These rumors are untrue, and your life insurance investments are not affected by your decision to be vaccinated against COVID-19,” said Insurance Commissioner Jim Donelon. Louisiana law does not permit life insurance exclusions based on the insured person having received a vaccine. A vaccine for COVID-19 is not a cause for denial, and life insurers do not take into account whether or not a policyholder has received a COVID-19 vaccine in determining whether to pay a claim.

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